[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gsma.cz\/kolik-byste-mi-pujcili\/#Article","mainEntityOfPage":"https:\/\/www.gsma.cz\/kolik-byste-mi-pujcili\/","headline":"Kolik byste mi p\u016fj\u010dili?","name":"Kolik byste mi p\u016fj\u010dili?","description":"Zkuste se zamyslet, kolik byste byli ochotni p\u016fj\u010dit pen\u011bz sv\u00e9mu bl\u00edzk\u00e9mu p\u0159\u00edbuzn\u00e9mu, vzd\u00e1len\u011bj\u0161\u00edmu p\u0159\u00edbuzn\u00e9mu, nejlep\u0161\u00edmu p\u0159\u00edteli, kolegovi v pr\u00e1ci, sousedovi nebo n\u011bkomu nezn\u00e1m\u00e9mu? V\u00fdchoz\u00ed \u010d\u00e1stku nev\u00edme, ale s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed se bude sni\u017eovat a\u017e k nule, proto\u017ee t\u011b\u017eko byste p\u016fj\u010dili pen\u00edze nezn\u00e1m\u00e9mu \u010dlov\u011bku na ulici. P\u016fj\u010dit si pen\u00edze, to se za \u017eivot stane asi v\u0161em. […]","datePublished":"2023-09-06","dateModified":"2023-11-07","author":{"@type":"Person","@id":"https:\/\/www.gsma.cz\/author\/#Person","name":"","url":"https:\/\/www.gsma.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gsma.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gsma.cz\/wp-content\/uploads\/coins-1523383_640_3.jpg","url":"https:\/\/www.gsma.cz\/wp-content\/uploads\/coins-1523383_640_3.jpg","height":0,"width":0},"url":"https:\/\/www.gsma.cz\/kolik-byste-mi-pujcili\/","about":["Ekonomika"],"wordCount":413,"articleBody":"   Zkuste se zamyslet, kolik byste byli ochotni p\u016fj\u010dit pen\u011bz sv\u00e9mu bl\u00edzk\u00e9mu p\u0159\u00edbuzn\u00e9mu, vzd\u00e1len\u011bj\u0161\u00edmu p\u0159\u00edbuzn\u00e9mu, nejlep\u0161\u00edmu p\u0159\u00edteli, kolegovi v pr\u00e1ci, sousedovi nebo n\u011bkomu nezn\u00e1m\u00e9mu? V\u00fdchoz\u00ed \u010d\u00e1stku nev\u00edme, ale s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed se bude sni\u017eovat a\u017e k nule, proto\u017ee t\u011b\u017eko byste p\u016fj\u010dili pen\u00edze nezn\u00e1m\u00e9mu \u010dlov\u011bku na ulici. P\u016fj\u010dit si pen\u00edze, to se za \u017eivot stane asi v\u0161em. M\u016f\u017ee to b\u00fdt desetikoruna na sladkost u\u017e n\u011bkdy na z\u00e1kladn\u00ed \u0161kole, po celkem b\u011b\u017en\u00e9 p\u016fj\u010dky mezi kamar\u00e1dy, co si spolu zajdou na pivo. Pokud se ale za\u010dneme bavit o p\u016fj\u010dk\u00e1ch na nov\u00e9 auto nebo na stavbu rodinn\u00e9ho domu, tam u\u017e si s kamar\u00e1dy ani s rodinou nevysta\u010d\u00edte. Mus\u00edte p\u011bkn\u011b do banky.A te\u010f mo\u017en\u00e1 pochop\u00edte, \u017ee pro banku jste v podstat\u011b ten ciz\u00ed \u010dlov\u011bk. Pokud v\u00e1m m\u00e1 schv\u00e1lit nemalou \u010d\u00e1stku pen\u011bz, tak se mus\u00ed chovat zodpov\u011bdn\u011b, jinak by zkrachovala, tak\u017ee p\u0159edstava, \u017ee dostanete hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f https:\/\/www.hypoteka-bez-registru.net\/hypoteka-bez-dolozeni-prijmu\/, to je nesmysl. Banka si mus\u00ed zjistit va\u0161i platebn\u00ed schopnost a mus\u00ed m\u00edt jistotu, \u017ee si berete p\u016fj\u010dku nebo hypot\u00e9ku v moment\u011b, kdy\u017e m\u00e1te ve\u0161ker\u00e9 p\u0159edpoklady pro to, abyste ji \u0159\u00e1dn\u011b spl\u00e1celi.Pokud v\u00e1s banka \u0159\u00e1dn\u011b prozkoum\u00e1 a zjist\u00ed, \u017ee nejste pro ni spolehliv\u00fd klient, je mo\u017en\u00e9, \u017ee v\u00e1m hypot\u00e9ku ned\u00e1. V t\u00e9to situaci jen t\u011b\u017eko budete sh\u00e1n\u011bt p\u016fj\u010dku po sv\u00fdch zn\u00e1m\u00fdch nebo po rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edc\u00edch. M\u00e1te dv\u011b mo\u017enosti, bu\u010f vy\u0159e\u0161it situaci bez hypot\u00e9ky \u010di p\u016fj\u010dky. Mo\u017en\u00e1 to bude znamenat, \u017ee budete d\u00e1le bydlet v podn\u00e1jmu nebo si m\u016f\u017eete za\u017e\u00e1dat o m\u011bstsk\u00fd byt. Anebo zkus\u00edte z\u00edskat hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti. M\u00edvaj\u00ed o n\u011bco benevolentn\u011bj\u0161\u00ed p\u0159\u00edstup, ale to neznamen\u00e1, \u017ee si v\u00e1s dob\u0159e proklepnout, jestli jste schopni spl\u00e1cet a vy budete muset d\u00e1t do z\u00e1ruky svou nemovitost. Klidn\u011b tu, kterou si za onu hypot\u00e9ku koup\u00edte. A bydlet ve sv\u00e9m, to se jist\u011b vyplat\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kolik byste mi p\u016fj\u010dili?","item":"https:\/\/www.gsma.cz\/kolik-byste-mi-pujcili\/#breadcrumbitem"}]}]